Testing acquiring functions encompasses POS terminals, Switches and Merchant systems. This poses challenges at both technical and functional levels, such as

• Terminal coverage to include specificities of terminal models and software
• Simulation of various transaction types (including loyalty redemption and installments) and issuer responses
• Message formats and translation
• Location of applications/acquirer systems in disparate time zones
• Interfaces with other acquirer’s processing systems

Thinksoft, with its right blend of techno-functional experts, can help you with comprehensive coverage of transaction life cycle from authorization to clearing and settlement, and simulation of various transactions formats using in-house tools.

• Our expertise in acquiring business testing spans across
• Merchant origination/maintenance/support
• Terminal management - set-up / monitoring / de-activation
• Transaction routing and switching
  • Stand-in-processing
  • Authorization messages - On-us, Off-us (Bilateral, Third Party Processors, Card schemes)
• Qualifications for interchange transactions
• Merchant settlement and reconciliation
• Dispute/exceptions management
• Risk and fraud

Track record

Applications - PRIME, OmniPay, VisionPLUS, TietoEnator, HPS PowerCard
Switch - eFunds Connex, Postilion, Base 24
Schemes covered - Visa, MasterCard, Amex, Diners, JCB, CUP